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why are so much horses called Junior Croesus?

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Answer verified

From the description of the Mythological Divine, Croesus:
Every month, one horse among those named Junior Croesus is turned into Croesus.
Only one Junior Croesus per player will be taken into account.

So players are naming their horses "Junior Croesus" in the hopes that they'll get lucky and one will be turned into a Croesus. Lots of folks seem to miss that last sentence, though, and will have tons of horses on their account named that when the game only takes one into account, meaning that having multiple won't raise your chances of your horse being chosen.
In addition: many people also do not realize that if you are the winner, your horse will turn into a Croesus and thus you will lose any customization items it had, like Golden Apple, Silver Apple (!) and so on.
So if you name a horse with a rare and precious coat Junior Croesus and that horse is chosen, the rare coat is also gone!
Be careful which one you give this name to, and if you buy a horse with a rare coat that has this name, rename it!